Tag Archives: future

101 Minus 8th and 9th – About Finances


Goal No. 79: Invest more on Mutual Fund
Have been thinking about a lot of things and one of them is about savings for the future. I have learned a lot (or I mean I put it in my hard brain again what I knew all along) about finances and future. I resolved that I have to have a constant thoughts about saving rather than spending. If I don’t usually flinch in spending for something, I should adopt the same attitude about putting them in safe saving. “Safe’ means I should not be able to retrieve it easily and without undue and dire reason. So, I am into Mutual Fund thing. I made sure that every month or everytime there’s unexpected receipt (like Lola Baby’s gift to Aliya and insurance proceeds), I put it into Mutual Fund. I have now also developed the habit of looking at the value of my investment everyday. Well, glad to say, that it is truly growing. 🙂

(Hey, it is also in mutual fund where I put the committed $20 or P500 saving for every goal accomplished here in 101)

Goal No. 84: Decide on the Old Insurance Plan (to Keep or Withdraw)
I made costly mistake by not being so conscious about the investments I made in the past. And now I have to decide whether to straigthen this up and continue with the policy or to recoup what’s left and cut further losses. I made honest assessment about my future intentions and capability if I will choose to continue it, and I have to be realistic… this will again become my least priority. So, I decided to withdraw whatever cash surrender value left from it (after deducting the interest accrued from the unpaid premium). I just console myself that if I will further delay my decision, the cash value will further diminish. So, I pulled it out and will put it in Mutual Fund. 🙂 😦

Done October 22, 2009

My Habits Create My Future


My habits create my future. If my habits today won’t create my dream, then I will change my habits or change my dream.
What are the bad habits that holding me back?
😦 procrastination
😦 always aiming (planning) without firing
😦 spending
😦 bad debts
What are the habits I can capitalize?
🙂 thirst for knowledge
🙂 giving away (time and things) for others
🙂 fiery motivation (in the morning only)
🙂 keen mind for ideas
Having said that, I should be more aware what’s keeping me here and what I can do more. I have to set my eyes on my goals and keep on going. Good luck to me.

leandro wants to go to london


my 7-year old wants to go to london with her lola baby (now on vacation at Philippines with Tito Maurice), he sweetly asks for permission and promised that he will speak many, many, many english. He just want to see the big clock (big ben?), he will stay just for a week, he said! He has already a passport, he said, so he asked me to say yes!
i hope its that simple. I want to go to london, too, and see all those amazing places!
That makes me set our goal to have our vacation at London in 2013. By that time, Aliya will be 5! Lean will be 11 and Jolo will be 15! Well, why not!
See you Nay in 4 years!

truly rich club


I’m a member of “truly rich club” led by Bo Sanchez. I am not rich (yet), but I joined this club late last year. I am now learning and beginning to understand (and act on it!) that we have to change our beliefs and mindset first. With that, I feel that everything positive seems to follow! (….our action, our decision, our plans and aspirations!)
I particularly write this blog now, because I made a great leap today by investing in a mutual fund. Wow! and I will make it religiously (as same as i pay my credit bills!), I made checks withdrawal from my salary account to the investment account…
Mutual fund is not new to me, I invested in different vehicles when I was in my 20s (and single) and I regretted now that I withdrew them and forgot the habit of it.
Well, it’s not yet too late!