Goal No. 79: Invest more on Mutual Fund
Have been thinking about a lot of things and one of them is about savings for the future. I have learned a lot (or I mean I put it in my hard brain again what I knew all along) about finances and future. I resolved that I have to have a constant thoughts about saving rather than spending. If I don’t usually flinch in spending for something, I should adopt the same attitude about putting them in safe saving. “Safe’ means I should not be able to retrieve it easily and without undue and dire reason. So, I am into Mutual Fund thing. I made sure that every month or everytime there’s unexpected receipt (like Lola Baby’s gift to Aliya and insurance proceeds), I put it into Mutual Fund. I have now also developed the habit of looking at the value of my investment everyday. Well, glad to say, that it is truly growing. 🙂
(Hey, it is also in mutual fund where I put the committed $20 or P500 saving for every goal accomplished here in 101)
Goal No. 84: Decide on the Old Insurance Plan (to Keep or Withdraw)
I made costly mistake by not being so conscious about the investments I made in the past. And now I have to decide whether to straigthen this up and continue with the policy or to recoup what’s left and cut further losses. I made honest assessment about my future intentions and capability if I will choose to continue it, and I have to be realistic… this will again become my least priority. So, I decided to withdraw whatever cash surrender value left from it (after deducting the interest accrued from the unpaid premium). I just console myself that if I will further delay my decision, the cash value will further diminish. So, I pulled it out and will put it in Mutual Fund. 🙂 😦
Done October 22, 2009
I want to believe that I am a generous person, and because of that I am never “short” of people who help me too in one way or another. These are the people I helped or done favor to, in grand or in small ways. Or can be just anyone who cares. Actually, earth is never short of kind people!
Today, I feel I am reaping the same generosity from these people and more… and when I least expected it! Yeah, it’s petty, but it’s just a sample of law of universe… “what you sow is what you reap…” Good or bad!
But God never fail to show how good people are! Thank you!
🙂 😦 Witnessed history-in-the-making during Cory’s wake and burial
🙂 Chance to teach Jolo a part of Filipino history
🙂 Was helped by cousin Pentz buy tiles for mother
🙂 finally bought the tiles for mother (she’s been requesting a month ago)
😦 busted ref (a reason to buy anew one 🙂 – been in a plan anyway… )
🙂 had a spa treat again from sis Flor
🙂 opportunity to sell real estate big time! if only…..
🙂 got the ultra-courage to talk to boss about personal stuff (and on his 1st day of coming to office after a long vacation – which usually a bad timing!)
🙂 tackled/issued overdue memo and manual
🙂 Starbucks with co-managers
🙂 new store opening at Tagaytay
🙂 🙂 date with Papi at Tagaytay 🙂 😦 stomach ache all day
😦 resigning staff, complaining staff
🙂 surprised Jolo with new camera stand, and Lean with 2 choco waffles (his favorite)
🙂 Aliya walks around the house, giggles, laughs a lot
🙂 with SVS partners, finalized our Mission, Vision, Core Values.. (finally after 8 years…)
😦 eating a lot lately…
I’m a member of “truly rich club” led by Bo Sanchez. I am not rich (yet), but I joined this club late last year. I am now learning and beginning to understand (and act on it!) that we have to change our beliefs and mindset first. With that, I feel that everything positive seems to follow! (….our action, our decision, our plans and aspirations!)
I particularly write this blog now, because I made a great leap today by investing in a mutual fund. Wow! and I will make it religiously (as same as i pay my credit bills!), I made checks withdrawal from my salary account to the investment account…
Mutual fund is not new to me, I invested in different vehicles when I was in my 20s (and single) and I regretted now that I withdrew them and forgot the habit of it.
Well, it’s not yet too late!